Indiana Farm Bureau Health Plans Help Members Reduce Health Care Costs

Photo credit: iStock/Christopher Futcher

On average, a health benefit plan offered through Indiana Farm Bureau Health Plans can provide savings of 50% to 70% for families when compared to Affordable Care Act plans that aren’t subsidized by the federal government.

INFB member Erin Holbert of Holbert Farms, a corn and soybean operation in Vermillion County, was previously on an Affordable Care Act plan before switching to INFB Health Plans at the beginning of 2021.

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“The costs were outrageous,” Holbert says. “At one point, I was paying up to $10,000 out of pocket to see a specialist. As soon as I heard that Indiana Farm Bureau was offering health plan options, I checked it out. I was happy that I would be saving about $160 a month, and my specialists were included, so I signed up right away.”

INFB Health Plans provide members of all ages with more affordable and competitive rates for:

• Traditional Health Plans
• Dental and vision coverage
• Medicare Supplement Insurance Plans

Existing INFB members may apply for and receive coverage through INFB Health Plans anytime during the year. New INFB members must wait 30 days before applying for a Traditional Health Plan or a dental/vision plan. Medicare Supplement Insurance Plans do not require the 30-day waiting period.

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Holbert, who has a Traditional Health Plan, was recently involved in a farming accident where the tire from a large crop sprayer pinned her to the ground, injuring her foot. She visited urgent care, surgeons and specialists to get the care she needed.

“Coming off of the accident, I’m very thankful I have INFB Health Plans,” Holbert noted. “I don’t think it would have been as easy or affordable with the ACA plan. I haven’t gotten any bills yet, but I don’t feel worried about the financial side of things with my current plan.”

Before coming back to work full-time on the family farm three years ago, Holbert worked as an account manager at a seed company. Now, in addition to working on the farm, Holbert owns her own online boutique, Heart of the Midwest, heartofthemidwestshop.com, which features fashionable clothing that displays upbeat messages promoting farming and rural lifestyles. She started the business in 2019.

“As a small business owner, it’s been nice to save money each month with the lower health plan premium,” Holbert says. “I’ve recommended INFB Health Plans to a few other people like me who have come back to work full-time on the family farm because it’s a good, affordable option.”

To learn more about INFB Health Plans and apply for coverage, visit INFBhealthplans.com, call 1-888-964-0854 toll-free or visit your local Farm Bureau office.

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